Research reviewed September 15, 2026
We checked fifteen operations that advertise cash offers in Texas, ranked nine by how specifically they disclose where they buy and who ends up on the deed, and named the ones we could not verify at all. Not one publishes an offer formula, so we do not rank on price, and we explain below what we rank on instead.
Submit your address to check buyer coverage. Offer availability is not guaranteed and depends on the property, location, and active buyer network.
Texas, by the numbers
These figures describe different slices and dates. They are context for comparing routes, not a valuation of a specific address.
Texas sells foreclosed homes at public auction between 10 a.m. and 4 p.m. on the first Tuesday of the month, at the county courthouse. If the first Tuesday is January 1 or July 4, the sale moves to the first Wednesday. That fixed calendar is why a Texas timeline is measured in weeks, not seasons.
Tex. Prop. Code 51.002, sale of real property under contract lienNotice must be given at least 21 days before the sale by posting at the courthouse door, filing with the county clerk, and certified mail to each debtor. Separately, the servicer must give the debtor at least 20 days to cure the default before the notice of sale is even given.
Tex. Prop. Code 51.002(b) and 51.002(d)The Texas Windstorm Insurance Association is the insurer of last resort for 14 named coastal counties and part of Harris County. Its policies cover wind and hail losses only. No other perils are covered, which means flood and storm surge sit outside it entirely.
Texas Windstorm Insurance Association, overviewIf the Seller's Disclosure Notice is not delivered on or before the effective date of the contract, the purchaser may terminate the contract for any reason within seven days after receiving it. The same seven-day termination right attaches to a missing public improvement district assessment notice.
Tex. Prop. Code 5.008 and 5.0141Texas is not one cash-buyer market. A Dallas tract house with a clean title, a Houston bungalow inside the windstorm insurer's coastal territory, and a San Antonio property carrying a public improvement district assessment are three different transactions with three different sets of buyers and three different closing statements.
What those transactions do share is a clock. The foreclosure auction lands on the first Tuesday of the month whether or not you are ready for it, and the notice period before it is measured in weeks. That fixed calendar is the reason a Texas seller under pressure is quoted a speed number rather than a price number, and it is the reason this page spends more time on what you can verify than on what you are promised.
Six markets, one state
Texas is large enough that most national operators publish city coverage rather than statewide coverage, and the difference matters. Every region below lists the counties it covers and what each company names in its own words, so you can see whether your address has a real choice of bidders or only one.
Dallas, Tarrant, Collin, Denton
The deepest verified cash-buyer coverage in the state.
Every operation in our ranked set that names Texas markets names this one. Offerpad runs a Dallas/Fort Worth market, HomeGo publishes a Dallas city list, and two of the independents we verified publish street addresses here. If you are selling in the metroplex you can realistically collect several competing offers, which is the one condition under which comparing them is worth your time.
Offerpad locations page, Dallas/Fort Worth MarketHarris, Fort Bend, Montgomery, Galveston, Brazoria
Strong coverage, and the place where the insurance line bites.
Offerpad publishes a Houston market and two verified independents work these counties by name. Galveston and Brazoria sit inside the state windstorm insurer's coverage area, and named parts of Harris County east of Highway 146 do too, so a wind policy question can decide whether a financed buyer closes at all.
Texas Windstorm Insurance Association, counties servedBexar, Comal, Guadalupe, Kendall
One national platform, one unusually candid independent.
Opendoor names San Antonio and New Braunfels. The independent we verified here is the only company on this page that states in its own words that it is the actual buyer and does not sell the contract on, which is the single most useful sentence any operator published to us.
Opendoor Dallas market page, linked Texas citiesTravis, Williamson, Hays
Platform coverage yes, verified independents almost none.
Opendoor names Austin and Georgetown and New Western publishes a licensed Austin office. This is also the part of the state where a public improvement district assessment is most likely to be attached to a newer subdivision, and that notice is owed to the buyer before the contract is signed.
Tex. Prop. Code 5.014, public improvement district noticeNueces, San Patricio, Cameron, Willacy
Inside the windstorm area, thin on verified buyers.
All four of these counties sit in the state windstorm insurer's coverage area. Opendoor names Corpus Christi and McAllen. We could not verify an independent operator that names Coastal Bend or Valley cities in its own coverage list, so treat any that contacts you as unverified until you check it yourself.
Texas Windstorm Insurance Association, counties servedEl Paso, Lubbock, Potter, Midland
One platform names it; independents are scarce.
Opendoor names El Paso, Lubbock and Amarillo among the Texas cities it links. No independent operator we checked publishes a coverage list reaching this far west, so a seller here is realistically choosing between a platform offer and a conventional listing.
Opendoor Dallas market page, linked Texas citiesHow we reviewed the list
Not one Texas operator in this research publishes an offer formula, and every percentage circulating online was written by a listicle publisher rather than by a buyer. So the ranking below scores the weight of evidence you can check yourself. No company paid Cash-Match for placement on this page.
The 2026 comparison
Company-stated means the operator publishes the claim. It does not mean Cash-Match independently confirmed a closing, a price, a fee waiver, or a response time. Recheck every term in the written offer.
| Rank | Option | Best for | Type | Base |
|---|---|---|---|---|
| 1 | Opendoor | Sellers anywhere in Texas who want a same-week number | Direct buyer, national platform | Publishes per-market Texas pages |
| 2 | Offerpad | Metroplex and Houston sellers who want terms they can hold the company to | Direct buyer, national platform | Dallas/Fort Worth and Houston markets |
| 3 | New Western | Sellers who want a counterparty they can look up with a regulator | Licensed brokerage running an investor marketplace | Austin, Dallas, Denton, Fort Worth, Houston and San Antonio |
| 4 | HomeGo | Dallas-area sellers who want the resale structure stated up front | Direct buyer whose affiliate generally resells immediately | Dallas market |
| 5 | Danny Buys Houses | San Antonio-area sellers who want the buyer on the contract to be the buyer | Direct buyer, independent, states it does not wholesale | San Antonio |
| 6 | Senna House Buyers | Houston and Gulf Coast county sellers who want coverage stated by county | Direct buyer, independent | Houston |
| 7 | Texas Cash House Buyer | Fort Worth and metroplex sellers who want a local street address on file | Direct buyer, independent | Fort Worth |
| 8 | Cash House Buyers USA | Irving and Dallas–Fort Worth sellers who want a single-metro operator | Direct buyer, independent | Irving |
| 9 | Houston Capital Home Buyers | Houston sellers who want a fast written offer | Direct buyer, independent | Houston |
Sellers anywhere in Texas who want a same-week number
By a wide margin the broadest verified Texas footprint on this page, reaching from El Paso to Galveston and from Amarillo to McAllen. It states plainly that it buys, and it is candid that a fee exists without telling you what the fee is.
Metroplex and Houston sellers who want terms they can hold the company to
Publishes exactly two Texas markets, which is far narrower than the operation above it, but it is the only company on this page that publishes an actual fee percentage and an actual closing window. Specific terms in a narrow area beat vague terms in a wide one.
Sellers who want a counterparty they can look up with a regulator
The only operation on this page that publishes a Texas Real Estate Commission license number for each of its Texas offices, and it describes itself as a marketplace for investors rather than pretending to be the end buyer. Both facts are unusual enough to outweigh the absence of a published timeline.
Dallas-area sellers who want the resale structure stated up front
Publishes a named Dallas city list and, more importantly, discloses in its own words that the buying entity is an affiliated holding company and that properties are generally resold as-is on the same day. Many operations do something similar. This is the only one that told us so.
San Antonio-area sellers who want the buyer on the contract to be the buyer
The highest-ranked independent here, and the only company on this page that says outright that it is the actual buyer and distinguishes itself from operators who market a property in order to sell the contract on. That is the exact question the Occupations Code turns on.
Houston and Gulf Coast county sellers who want coverage stated by county
Publishes its coverage by county rather than by city, which is more useful than it sounds in a region where a windstorm insurance line runs along county boundaries. It publishes a closing window and a categorical fee position, and essentially nothing about who ends up on the deed.
Fort Worth and metroplex sellers who want a local street address on file
Names specific metroplex cities, publishes a street address, a closing window and a fee position, which is more checkable detail than most independents offer. It then undercuts all of it with a claim to buy across the whole state, and that is what holds it here.
Irving and Dallas–Fort Worth sellers who want a single-metro operator
Confines its claim to one metro and says so, which we treat as a point in its favor rather than against it. It publishes a closing window and a fee position but nothing about the structure of the transaction.
Houston sellers who want a fast written offer
Clearly a Houston operator and says so, but publishes materially less checkable detail than the independents above it. The offer turnaround is the only number on the page, and an offer turnaround is not a closing timeline.
The part other lists leave out
A ranking that only shows you the winners is an advertisement. These companies were reviewed against the same criteria and did not make the list. Several appear near the top of other Texas rankings.
These appear on published lists of Texas cash buyers. What their own websites say does not support the listing. We did not rank them, and we are naming the discrepancy rather than quietly dropping them.
Regularly included in Texas cash-buyer roundups. Its own site lists its active markets as California, Nevada, Oklahoma, South Carolina and Utah, and Texas is not among them. Its own disclosure does state that it is a licensed real estate broker in Texas under number 9011255, which is an interesting combination: a Texas licence without a Texas market. A licence is not coverage.
Sundae company site, markets served and licence disclosureThese operations may well buy in Texas. We could not retrieve a page to confirm it, and we will not rank a company on the strength of what other people say about it.
Both the Texas locations path and the main site returned an access error when we tried to read them on September 15, 2026, in a browser as well as directly. We therefore have no first-hand statement of Texas coverage. Note separately that HomeVestors operates through independently owned franchises, so coverage and conduct vary by franchisee rather than being set nationally.
HomeVestors main siteA Fort Worth operator whose page title names the metroplex, but the pages we retrieved returned only fragments and no readable statement of coverage, fees, timelines or transaction structure. A title tag is not a disclosure, so we did not rank it.
Four 19 Properties company siteEach of these has a live Texas-facing website. None of them published a coverage list, a fee position, a timeline or a statement of transaction structure that we could quote, which leaves nothing to rank.
Identifies itself as a Dallas–Fort Worth cash buyer in its page title. The page returned no readable coverage list, fee position or timeline.
Home Buying Guys company sitePublished a fee fragment stating a fair, no-obligation cash offer with no repairs and no agent fees, and nothing else we could retrieve: no city list, no timeline, no transaction structure.
Southern Hills Home Buyers company siteThe page we retrieved contained a company name and a page title referencing Texas, and no retrievable statement of markets, fees, timelines or structure.
TX Cash Home Buyers company siteNet proceeds, not gross
Most comparisons put a gross cash offer next to a net listing figure, which is not a comparison at all. Every line below is named, and every assumption is labeled as sourced, as a rule of thumb, or as a number we invented for the illustration.
A round number chosen so the arithmetic is easy to follow. Replace it with your own before drawing any conclusion.
Not one of the fifteen operations we checked publishes how it calculates an offer. This share is illustrative only and is not sourced from any company on this page.
Stands in for the seller's share of the year's property tax up to the closing date. Texas rates vary sharply between taxing districts, and a home inside a municipal utility or public improvement district can carry considerably more, so this is an assumption rather than a sourced figure.
If the property sits in a public improvement district, the seller must give the buyer the statutory assessment notice before a binding contract is executed. An outstanding assessment may be paid in full at any time or left to run in annual installments, and which one happens is negotiated, not fixed.
Tex. Prop. Code 5.014 and 5.0141Illustrative. Texas closings are customarily handled by title companies and the figure varies by provider and county.
Commissions are negotiable and are not set by statute. Used only to make the listed-sale columns comparable.
Stands in for the work a financed buyer's lender or insurer would require. Your number depends entirely on the roof, the foundation and the age of the systems.
Taxes, insurance and utilities. Texas property tax rates and coastal wind premiums vary so widely by district and county that no single figure is defensible, which is why this is labeled an assumption rather than sourced.
7 to 30 days
Assumes the buyer does not reduce the offer after inspection and that it charges no fee of its own. One ranked operation publishes a 5 percent service fee and several advertise no fees at all, so verify which applies against the contract rather than the website.
60 to 120 days
The largest risk here is not price, it is time. If a payment default is already running, the first-Tuesday auction calendar can arrive before a 60 to 120 day listing does, and the listing column stops being available at all.
5 to 8 months
Assumes every dollar of repair returns a dollar of value, which is generous. It also assumes you can carry the property for five months, which is the assumption that most often fails.
Cost claims we had to correct
Comparison content written for other states often carries a deed-stamp or transfer-tax line across to Texas. Nothing in the Property Code conveyancing chapter imposes one. The lines that actually move a Texas closing statement are the property tax proration and, where one exists, an outstanding district assessment.
Tex. Prop. Code Chapter 5, conveyancesWhere a property sits in a public improvement district, an assessment has been levied against it and may be paid in full at any time or left to run in annual installments that vary year to year. Failure to pay can result in a lien and foreclosure. Whether you clear it at closing is negotiated, but the notice to the buyer is not optional.
Tex. Prop. Code 5.014, notice of obligation to pay assessmentCoastal sellers frequently assume a state windstorm policy is hurricane cover. It is not. Texas Windstorm Insurance Association policies cover wind and hail losses only, and the association states that no other perils are covered. Flood and storm surge are separate, and their absence is a real factor in what a cash buyer will pay.
Texas Windstorm Insurance Association, overviewThe notice is owed on or before the effective date of the contract for residential property of not more than one dwelling unit. There are real statutory exemptions, including a sale by a foreclosure trustee, an executor or administrator, a trustee in bankruptcy, or between co-owners, but 'we are buying it as-is' is not one of them.
Tex. Prop. Code 5.008, seller's disclosure of property conditionVerification update
A person may acquire an option or an interest in a contract to purchase real property and then sell that option or assign that contract without holding a real estate license, provided they do not use it to engage in real estate brokerage and they disclose the nature of the equitable interest in writing to any seller or potential buyer. Failing to disclose it is itself engaging in real estate brokerage. If someone will not put that disclosure in writing, the statute has already told you what that means.
Tex. Occ. Code 1101.0045, acting as a broker or sales agentThe sale is a public auction held between 10 a.m. and 4 p.m. on the first Tuesday of the month at the county courthouse, moving to the first Wednesday only when the first Tuesday is January 1 or July 4. Notice is given at least 21 days before, and the servicer must first allow at least 20 days to cure the default. A sale must begin within three hours of the time stated in the notice.
Tex. Prop. Code 51.002If the notice is not delivered on or before the effective date of the contract, the purchaser may terminate for any reason within seven days after receiving it. Delivering it late is therefore not a paperwork problem, it is an open option against you that lasts a week.
Tex. Prop. Code 5.008Where a sale in a public improvement district is not made in compliance with the notice requirements, the purchaser may institute a suit for damages covering all costs relative to the purchase, plus interest and reasonable attorney's fees. If the seller furnishes the notice at or before closing and the purchaser elects to close anyway, those rights are conclusively presumed waived.
Tex. Prop. Code 5.0145 and 5.0141(c)The disclosure statute states that a seller has no duty to disclose that a previous occupant had, or died from, a condition related to AIDS or HIV infection, or that a death on the property occurred by natural causes, suicide, or accident unrelated to the condition of the property. This is narrow and does not touch physical defects, district assessments or flooding.
Tex. Prop. Code 5.008(c)The state windstorm insurer serves Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio and Willacy counties. Named parts of Harris County are included only when the property is inside the city limits and east of Highway 146, covering La Porte, Morgan's Point, Pasadena, Seabrook and Shore Acres.
Texas Windstorm Insurance Association, counties servedThe Texas seller guide
Price is one term. The buyer's identity, the deposit, the assignment clause, the Seller's Disclosure Notice you owe on or before the effective date, and any district assessment running against the property can each matter more.
Quick answerA Texas foreclosure sale is a public auction between 10 a.m. and 4 p.m. on the first Tuesday of the month, with at least 21 days' notice and at least 20 days to cure before that notice is given.
This is the single largest difference between selling under pressure in Texas and doing it almost anywhere else. There is no court proceeding to slow things down and no judge to persuade. The sale happens at the county courthouse on a date set by statute, and the whole sequence from cure period to auction can run in under two months.
The practical consequence for a seller is that the comparison on this page changes shape. A 60 to 120 day listing is a real option in normal circumstances and an unavailable one once a notice of sale has been filed. That is the honest reason a cash offer is sometimes worth taking at a number you would otherwise refuse.
It cuts the other way too. A statutory deadline is the oldest lever in the business, and an operator who knows the auction date knows exactly how much time you think you have. Establish the real date from the filed notice rather than from anyone who wants to buy your house.
Quick answerTexas lets a person assign a purchase contract without a real estate license only if they disclose the nature of that equitable interest in writing. Failing to disclose it is itself unlicensed brokerage.
Some operators buy your house. Others put it under contract and assign that contract to someone else for a fee. Those are different transactions with different chances of collapsing, and Texas has chosen to regulate the second one through a disclosure rule rather than a prohibition.
That makes your question unusually easy to ask and unusually hard to dodge. Will the entity signing this contract be the entity on the deed at closing, and if not, will you give me the written disclosure of your equitable interest? A direct buyer answers the first half immediately. A legitimate assignor answers the second half immediately. Anyone who does neither has told you which category they are in.
Two companies in our ranked set answered this without being asked, in opposite directions. One states that it is the actual buyer and does not sell the contract on. Another discloses that the purchasing entity is an affiliated holding company and that properties are generally resold as-is on the same day. Both disclosures are useful. Silence is not.
Quick answerThe Seller's Disclosure Notice is due on or before the effective date of the contract, and delivering it late gives the buyer seven days to terminate for any reason.
The notice applies to residential real property comprising not more than one dwelling unit. Selling as-is does not remove it. There are genuine statutory exemptions, and several of them cover exactly the situations that push people toward a cash sale: a transfer by a trustee in a foreclosure, by an executor or administrator, by a trustee in bankruptcy, between co-owners, or to a spouse or close relative.
If you are exempt, establish that in writing with your title company rather than assuming it. If you are not, treat the notice as preparation rather than paperwork, because the seven-day termination right that attaches to a late one is a live option working against you during the exact week you are trying to close.
There is also a route around it that sellers rarely hear about: the notice is not required if the seller furnishes the purchaser a written title insurance commitment and the purchaser can terminate on title objections. That is a conversation to have with the title company, not with the buyer.
Quick answerIf the property sits in a public improvement district, you owe the buyer a statutory assessment notice before a binding contract, and getting it wrong can expose you to a damages claim.
A great deal of newer Texas housing sits inside a district that levies its own assessment on top of ordinary property tax. Where that district is a public improvement district, the Property Code requires the seller to give the purchaser a prescribed written notice before the contract is executed, and requires the purchaser to sign it.
The notice is blunt on purpose. It tells the buyer that an assessment has been levied against the property, that it may be paid in full at any time, that unpaid installments vary from year to year depending on interest and collection and delinquency costs, and that failure to pay may result in a lien and foreclosure. A buyer reading that for the first time at closing is a buyer who renegotiates.
The consequences of skipping it are not symbolic. A purchaser may terminate within seven days of receiving a late notice, and may bring a suit for damages covering all costs relative to the purchase plus interest and attorney's fees. If the notice is furnished at or before closing and the purchaser elects to close anyway, those rights are conclusively presumed waived, which is why the timing is the whole issue.
Quick answerThe state windstorm insurer covers 14 named counties and part of Harris County, and it covers wind and hail only. Flood and storm surge are not included.
If your property is in Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio or Willacy county, or in the named parts of Harris County inside the city limits and east of Highway 146, wind coverage is a separate question from the rest of your insurance and often a separate policy.
The point that catches sellers out is scope. The association states that its policies cover wind and hail losses only and that no other perils are covered. A buyer who assumes a windstorm policy is hurricane cover discovers otherwise during underwriting, and the deal reprices or dies at that moment rather than at the start.
There is also a construction-compliance layer. The state requires coastal property to meet certain building standards to obtain windstorm insurance, evidenced by a certificate of compliance issued after inspection. If work has been done on the structure and no certificate exists for it, that gap is worth finding before a buyer's insurer finds it for you.
Texas-specific friction
We buy any house is usually generic copy written for another state. These are the records and legal relationships a Texas buyer has to understand.
The first-Tuesday auction date is fixed by statute and does not move because a listing went under contract. This is the situation where a cash timeline is worth a real discount, and also the situation where you are most exposed to being rushed. Read the filed notice yourself.
Tex. Prop. Code 51.002An assessment on top of ordinary property tax changes both the carrying cost and the buyer's monthly number. The statutory notice is owed before the contract is signed, and a late one carries a termination right and a damages claim.
Tex. Prop. Code 5.014 and 5.0145Wind coverage is a separate policy covering wind and hail only, and construction must meet coastal building standards to be insurable. Where a buyer cannot place wind cover, a financed purchase commonly falls away regardless of the agreed price.
Texas Windstorm Insurance Association, overviewA transfer by an executor, administrator or trustee in the course of administering an estate is among the statutory exemptions from the Seller's Disclosure Notice. Confirm the exemption in writing with the title company rather than assuming it, because the exemptions are specific.
Tex. Prop. Code 5.008(e)Sell safely
Texas does not ban assigning a purchase contract, so the protection you have is a document rather than a prohibition. A person may sell an option or assign a contract without a license only if they disclose the nature of the equitable interest in writing to the seller. Failing to disclose it is itself acting as a broker without a license. Ask for that disclosure in writing, in every case.
Tex. Occ. Code 1101.0045, acting as a broker or sales agentA number produced without an inspection is an opening position. Expect it to move, and ask what specifically would move it.
Texas allows a contract to be assigned without a license only if that interest is disclosed in writing. A refusal to provide it is not a preference, it is the thing the statute is about.
A buyer pays you. Money moving from the seller to the buyer before closing is the wrong direction.
Several operators on this page advertise no fees and no commissions, and one publishes a 5 percent service fee. Whichever applies to you belongs in the purchase and sale agreement, not only on the website.
The foreclosure date is a matter of public record at the county clerk. If someone is pricing your urgency, read the filed notice yourself before you accept their version of the calendar.
Any buyer genuinely underwriting a property in the windstorm counties asks about wind insurance and compliance certificates. One that does not has either priced in the worst case or has not understood the risk.
Twenty-minute verification
Ask the bidder for the exact contract entity and three recent Texas purchase addresses. Then use these free public tools before your attorney review is complete.
Check whether anyone claiming to be an agent or broker actually holds a current Texas license.
What the regulator says a consumer is entitled to, and how to file a complaint.
The provision that requires a contract assignor to disclose the equitable interest in writing.
The auction day, the 21-day notice, and the servicer's cure period.
The Seller's Disclosure Notice and the public improvement district assessment notice.
Which counties are covered and which perils are not.
Coastal building standards and how to search for a certificate of compliance.
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